InsurerMate
is designed to be a Next-gen Platform for All Purposes to address the digital transformation needs, from Omni-channel Distribution Platform to Micro-Insurance Platform, it can also be tailored for anything in between by enabling different key kernels
Omni Channel Distribution Platform
With API connections to all different types of front officies, or applications, customer is at the very center of omni-channels for a better and more pleasant purchase journey. Intermediaries sales journey is also largely digitised with the OCDP, especially the remote sales expeirence in the new-normal situation.
Micro Insurance Core
Designed with all on one concept, our Micro-Insurance Platform is for the embedded insurance business, where the distribution is via the API calles for fully embedded services, one-clicks add on journey or just a link out purchase journey. Furthermore, with the MIP positioned as an ecosystem design, Insurers can also manage the micro insurance business end-to-end, with those stright throuhg services, instant claim payment, digital payment etc.
CorePAS Suite
Digitalisation is always the big word everyone is talking about, however, there is always the needs of mordenise the corePas, or seeking for some sepecific features or modules to enhance the legacy core. You can decide on what to enable from our CorePAS Suite to support your traditional business.
Bundle/Cross/Up Sell To sell more
InsurerMate is a Next-gen Platform for All Purposes, which natrually enables all product lines on a same platform under our DSL design concept. That is to say, now you can cross sell a PA product when customer purchased a car insurance, without having to connect to different system. Or, to bundle non-monetary benefits into a Medical or PA product just so it stands out.
Full potential of connectivity to improve efficiency
API based architecture gives you the full potential of connectivity, so multiple devices, cross devices, omni-channels are all possible and easy now. A sand box was even prepared for you to try out all the 2500+ ready APIs to go, in case your business partner or dev team need.
Dual-Core to Reduce Cost
Designed with all on one concept, our Micro-Insurance We understand sometimes to modernise the legacy core system can be a headache, especially for those have been running for years. Therefore, a dual-core concept was very much appreiciated by most of our clients after on-boarding our micro-insurance core. It provides the least cost to implement the fastest speed to the market.
Smart Configuration to be more flexible
We understand sometimes to modernise the legacy core system can be a headache, especially for those have been running for years. Therefore, a dual-core concept was very much appreiciated by most of our clients after on-boarding our micro-insurance core. It provides the least cost to implement the fastest speed to the market.
Real Benefits. Real Result.
Bundle/Cross/Up Sell To sell more
InsurerMate is a Next-gen Platform for All Purposes, which natrually enables all product lines on a same platform under our DSL design concept. That is to say, now you can cross sell a PA product when customer purchased a car insurance, without having to connect to different system. Or, to bundle non-monetary benefits into a Medical or PA product just so it stands out.
Full potential of connectivity to improve efficiency
API based architecture gives you the full potential of connectivity, so multiple devices, cross devices, omni-channels are all possible and easy now. A sand box was even prepared for you to try out all the 2500+ ready APIs to go, in case your business partner or dev team need.
Dual-Core to Reduce Cost
We understand sometimes to modernise the legacy core system can be a headache, especially for those have been running for years. Therefore, a dual-core concept was very much appreiciated by most of our clients after on-boarding our micro-insurance core. It provides the least cost to implement the fastest speed to the market.
Smart Configuration to be more flexible
We understand sometimes to modernise the legacy core system can be a headache, especially for those have been running for years. Therefore, a dual-core concept was very much appreiciated by most of our clients after on-boarding our micro-insurance core. It provides the least cost to implement the fastest speed to the market.
Solutions
Omni-Channel Distribution Platform
Riding on the rich APIs from middle office, mainstream front-end scenarios of agent portal, agent minisite, direct customer portal, social media promotions are out of box for selection
KEY CAPABILITIES FOR SUCCESSFUL DISTRIBUTION
FAST & NEAR-ZERO COST
Tailored Products
- White-Label Plan
- No IT Deployment
- No CL/RI/FN Impact
- Health data as pricing factors
Maximised Connection
- Reach Customer Easily
- Leverage affinity market via co-branding
- Increase referral from loT scenarios
- APls ready for maximum connection on all devices
Unleash Full Potential
- Bundle/Cross, Up sell
- Full Lifecycle Engagement
- Omni Channel Experience
Diverse Promotions
- Channel/Customer Specific Campaigns
- Digital Marketing Events
- E-Vouchers
- E2E Monitoring
Engagement & Purchase Journey
Agent Mobile App
Astonishing native app for agents to mobilise sales channels and unleash the power of sales at this mobile age.
- Runs on both iOS and Android
- 2FA via fingerprints or face id
- Natural integration with social medias
- Online classroom - news, training resources, live-casting
- Campaigns, promotions and vouchers
- End to end sales from leads, quotation to e-policy issuance
- Online services including endorsement and claims
Agent Portal
One-stop digital workstation for intermediaries, including agents, brokers, banks, car dealers and more.
- All products supported, from life to non-life, from personal to commercial.
- End-to-end, from customers & leads, new business, renewal, endorsement request, claim notification to financials and reports
- Complete digital process and cashless flow
- Online collaboration between agent and customers
- Reponsive to all devices
Agent 2C minisite
By a few clicks, agents can easily launch and promote their white-labelled website to service their customers online.
- Co-branding with insurers
- Publish advertisments
- Announce news
- Enable online puchase by customers
- Real-time assistance to customers
- Automatic settlement of commission
Customer Portal
Thrill your customers with real digital-age online purchase journey. Embed it to your website, social media official accounts, and anywhere else.
- All products supported, from life to non-life, from personal to commercial.
- End-to-end, new business, renewal, endorsement, claim notification
- Paperless, cashless, digital signature and e-wallet medicards Reponsive to all devices
- Highly configurable chatbot. Launch D2C in days!
- Social media friendly
Insurer Workbench
The workbench for Insurer operation team to assist, monitor and manage each policies in an automated manner.
- Automatic and manual underwriting
- Intelligent billing, collection and payment. All pay modes and frequencies
- Blacklist check and manual review
- AI car inspection and manual review
- AI claim processing and manual handling
- Real-time reports and dashboards
- Comprehensive admin features
Micro-Insurance Core
support the end to end journey of the micro-insurance with most modern and digital business model such as Event Insurance, On-demand Insurance, Embedded Insurance, and many more.
INNOVATING FLEXIBLE PRODUCT SOLUTIONS.
Customers will increasingly demand flexible solutions, with the ability to change coverages,as their life circumstances change
CorePAS Suite
CorePAS Suite is the most comprehensive offering for everything you imagine for a future-proven, digital core platform.
DIFFERENTIATION OF INSURERMATE COREPAS SUITE
InsurerMate© Core Suite
InsurerMate© Core Suite is the next-generation core platform that digitalise everywhere in insurance innovation, distribution and operation.
- Entire suite built on rich, layered APIs
- Independently components. Plug and play
- Provides indefinite agility to business innovations
- All products, all channels, all devices, all time
- Automated testing, deployment and dev-ops
- Low risk, agile and rapid project implementation
- Saves up to ⅔ in cost of adoption
MNC Core Suite Private SaaS
Leveraging on the full multi-tenancy capabilities of InsurerMate© Core Suite, multi-nanctional insurers can run the core of all countries on one single platform
- One platform for all countries without having to compromise on country-specific needs
- Dedicated instance(s) and platform version for MNCs
- Upgradable, evolving platform for all
- 70-80% Reduction in IT cost
- High regional/global operation efficiency
A-la-carte Usecase
Riding on 1,000+ APIs, all components on InsurerMate are modern, standalone services. Create your own ‘lego blocks’ by selecting from popular components.
If your business case or needs is not listed here, please contact us.
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